Section 8 & Public Housing Waiting Lists in Cedar Falls, Iowa
All waiting lists in Cedar Falls are currently closed. Section 8 Waitlist monitors 1 housing authority serving Cedar Falls, Iowa and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.
If no lists are currently open in Cedar Falls, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.
Affordable Housing in Cedar Falls, Iowa
Cedar Falls, Iowa is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Currently, all waitlists in Cedar Falls are closed. Openings can happen with as little as 48 hours notice, so monitoring is critical. There are also 7 open waitlists within 50 miles that accept applications from non-residents.
Housing programs available in Cedar Falls include Section 8 Housing Choice Vouchers (HCV), Mainstream, Project-Based Vouchers (PBV), Public Housing, RAD.
Open Lists Nearby
While no waitlists are open in Cedar Falls right now, there are 7 open lists within 50 miles. Most housing authorities accept applications from non-residents, so applying in neighboring cities is a practical strategy. Scroll down to "Nearby Cities" below for options.
About Housing in Cedar Falls, Iowa
For individuals and families seeking affordable housing assistance in Cedar Falls, Iowa, the primary local agency is the Cedar Falls Housing Commission. This commission manages various housing programs designed to help residents access safe and affordable homes. Currently, one waiting list is open for applications in Cedar Falls: the Housing Choice Voucher (HCV) program. While other programs like Mainstream Vouchers, Project-Based Vouchers (PBV), Public Housing, and RAD (Rental Assistance Demonstration) are also available, their waitlists are presently closed.
The Cedar Falls Housing Commission oversees approximately 406 assisted housing units within the area. Understanding eligibility is crucial for applicants. For instance, a family of four in the Waterloo-Cedar Falls, IA HUD Metro FMR Area is considered Very Low Income if their household income is at or below $46,000 per year, according to FY2025 guidelines. The Iowa Finance Authority (IFA) also plays a role as the state housing agency, supporting affordable housing initiatives across Iowa.
Housing Authorities in Cedar Falls
How to Apply for Section 8 in Cedar Falls
To apply for housing assistance in Cedar Falls, Iowa, submit an application directly to Cedar Falls Housing Commission, the housing authority serving this area. All waitlists are currently closed, but openings happen with as little as 48 hours notice. Applications are always free — never pay anyone to apply on your behalf.
Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $46,000/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.
Housing programs available in Cedar Falls include Section 8 Housing Choice Vouchers (HCV), Project-Based Vouchers (PBV), RAD, Mainstream, Public Housing. Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).
Cedar Falls, Iowa Section 8 Income Limits
To qualify for Section 8 or Public Housing in Cedar Falls, Iowa, your household income must fall within HUD's income limits for the Waterloo-Cedar Falls, IA HUD Metro FMR Area area. A family of four must earn less than $46,000 per year (Very Low Income) to be eligible for most programs. The area median family income is $90,400.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $19,350 | $32,200 | $51,550 |
| 2 Persons | $22,100 | $36,800 | $58,900 |
| 3 Persons | $26,650 | $41,400 | $66,250 |
| 4 Persons | $32,150 | $46,000 | $73,600 |
| 5 Persons | $37,650 | $49,700 | $79,500 |
| 6 Persons | $43,150 | $53,400 | $85,400 |
| 7 Persons | $48,650 | $57,050 | $91,300 |
| 8 Persons | $54,150 | $60,750 | $97,200 |
How do income limits affect my eligibility?
Housing authorities in Cedar Falls use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.
Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.
Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.
Nearby Cities with Housing Authorities
Applying to nearby cities increases your chances of receiving assistance sooner. These cities are within 75 miles of Cedar Falls and have active housing programs.