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Housing Authority of the City of Cardwell

Cardwell, Missouri

Last Updated

7 hours ago

About Housing Authority of the City of Cardwell

The Housing Authority of the City of Cardwell (PHA Code: MO027) serves residents in Cardwell, Dunklin County, Missouri. This authority manages approximately 22 assisted housing units. Currently, the waitlist for its Public Housing program is open and accepting new applications.

For applicants, the Housing Authority adheres to income limits for federal housing assistance. For a family of four in the Dunklin County, MO area, the Very Low Income limit is $38,550 per year. The Housing Authority also operates a Housing Choice Voucher (HCV) program, but the current status of its waitlist is unknown.

Prospective applicants for Public Housing should ensure they meet all eligibility requirements, including current income guidelines for their household size, before applying.

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Section 8 Housing Choice Voucher (HCV) Waitlist

Status

open

How to Apply

Phone

Accepting applications — no deadline
Open until further notice
Open Now

Additional Notes

Eligibility is generally based on income (below 50% of Area Median Income), family size, and citizenship status; contact the local housing authority for specific application details.

Public Housing Waitlist

Status

open

How to Apply

In-person

Additional Notes

The Cardwell Housing Authority does not have a preference; qualified applicants are placed by the date and time the pre-application is received.

Status History

HCV Opened May 25, 2026
HCV Closed May 1, 2026

Official Application

Contact Housing Authority of the City of Cardwell directly to request an application. Applications are always free — never pay anyone to apply on your behalf.

Contact the housing authority directly for application information.

WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING

Contact Information

Address 123 Circle Dr
City Cardwell, MO 63829
PHA Code MO027
Public Housing Units 22

Important Notices

  • Waiting lists can close without notice once a specific number of applications is reached.

  • Ensure your contact information is always up to date with the PHA to avoid being removed from the list.

How to Apply at Housing Authority of the City of Cardwell

1

Check Current Status

Housing Authority of the City of Cardwell currently has 2 open waiting lists (HCV, Public Housing). Application windows can close with little notice, so apply as soon as possible.

2

Gather Required Documents

For Section 8 voucher programs at Housing Authority of the City of Cardwell, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $38,550/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.

3

Submit Your Application

Contact Housing Authority of the City of Cardwell directly at to request an application. Applications are always free — never pay anyone to apply on your behalf.

4

After You Apply

Once accepted onto the waiting list at Housing Authority of the City of Cardwell, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Housing Authority of the City of Cardwell manages approximately 22 assisted housing units, and wait times depend on turnover and demand in Cardwell. You will be notified when your name reaches the top of the list for eligibility verification.

Programs at Housing Authority of the City of Cardwell

HCV Housing Choice Voucher (Section 8) open

The Housing Choice Voucher program at Housing Authority of the City of Cardwell provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Cardwell. Vouchers are portable — you can take them with you if you move to a different city or state.

Public Housing Public Housing open

Public Housing units at Housing Authority of the City of Cardwell are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Housing Authority of the City of Cardwell manages approximately 22 Public Housing units in Cardwell. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.

Frequently Asked Questions

Is applying at Housing Authority of the City of Cardwell free?
Yes. Applying for any federally-funded housing assistance program is always free. Housing Authority of the City of Cardwell administers 2 programs (HCV, Public Housing) — none of which charge an application fee. If any website or person asks you to pay money to apply, it is a scam. Always apply directly through the housing authority or in person at their office at 123 Circle Dr, Cardwell, MO.
How long is the wait at Housing Authority of the City of Cardwell?
Wait times at Housing Authority of the City of Cardwell depend on demand in Cardwell, funding levels, and your priority status. With approximately 22 assisted housing units, turnover determines how quickly the list moves. The most recent status change we tracked was on May 25, 2026 when the HCV list changed from "closed" to "open." Families with children, elderly applicants, and disabled individuals may receive priority placement. Contact Housing Authority of the City of Cardwell directly for current estimated wait times.
Can I apply to other housing authorities while on this waitlist?
Yes. There is no limit to the number of housing authority waiting lists you can join simultaneously. There are 8 other housing authorities within 100 miles of Housing Authority of the City of Cardwell, including Housing Authority of the City of Leachville (8 mi), Housing Authority of the City of Senath (9 mi), Housing Authority of the City of Hornersville (10 mi). Applying to multiple PHAs in Missouri and neighboring states is strongly recommended to increase your chances. Browse all housing authorities in Missouri.
How do I contact Housing Authority of the City of Cardwell?
You can reach Housing Authority of the City of Cardwell by phone at (573) 654-3557. Their office is located at 123 Circle Dr, Cardwell, MO 63829. You can also email them at chaward02@sbcglobal.net. Office hours may vary — call ahead to confirm.
What are the income limits for Housing Authority of the City of Cardwell?
Income limits for Housing Authority of the City of Cardwell are set by HUD based on the Area Median Income for Dunklin County, MO (currently $68,400). For a family of four, the Very Low Income limit (50% AMI) is $38,550. Most Section 8 and Public Housing programs require your household income to be at or below this level. See the full income limits table below.

Housing Authority of the City of Cardwell Income Limits

Income limits for programs at the Housing Authority of the City of Cardwell are based on the Area Median Income (AMI) for Dunklin County, MO. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $38,550. Limits are set annually by HUD and vary by household size.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $16,250 $27,000 $43,200
2 Persons $21,150 $30,850 $49,400
3 Persons $26,650 $34,700 $55,550
4 Persons $32,150 $38,550 $61,700
5 Persons $37,650 $41,650 $66,650
6 Persons $43,150 $44,700 $71,600
7 Persons $47,800 $47,800 $76,550
8 Persons $50,900 $50,900 $81,450
Source: HUD FY 2025 Income Limits Area Median Income: $68,400 Effective April 1, 2025
What do these income limits mean?

Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.

Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.