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Section 8 & Public Housing Waiting Lists in Cottonwood, Minnesota
There are 2 open waiting lists in the Cottonwood area right now. Section 8 Waitlist monitors 1 housing authority serving Cottonwood, Minnesota and updates statuses nightly. Below you will find every PHA in the area with current waitlist status, program types, and direct application links.
If no lists are currently open in Cottonwood, we recommend applying to nearby cities as well. There is no limit to the number of waiting lists you can join, and many housing authorities accept applications from non-residents.
Affordable Housing in Cottonwood, Minnesota
Cottonwood, Minnesota is served by 1 housing authority offering federal rental assistance through Section 8 and Public Housing programs. Right now, 2 waiting lists are accepting applications in the Cottonwood area. There are also 15 open waitlists within 50 miles that accept applications from non-residents.
Housing programs available in Cottonwood include Section 8 Housing Choice Vouchers (HCV), Public Housing, Mainstream, Project-Based Vouchers (PBV), RAD. Of these, the following currently have open waitlists: HCV (1 open), Public Housing (1 open).
Latest Opening
Housing and Redevelopment Authority of Cottonwood opened its HCV waitlist .
About Housing in Cottonwood, Minnesota
Affordable housing assistance in Cottonwood, Minnesota, is primarily managed by the Housing and Redevelopment Authority of Cottonwood. Currently, all housing assistance waiting lists for this area are closed. While two specific lists are closed, these typically support vital programs such as the Housing Choice Voucher (HCV) program, which provides rental assistance, and Public Housing, offering affordable housing units directly. Across the Cottonwood area, there are approximately 40 assisted housing units available through these programs.
For families seeking assistance, understanding income qualifications is crucial. For example, a family of four in the Lyon County, MN area must generally have a very low income of $50,000 per year or less to qualify for these programs, based on FY2025 limits. Since no waiting lists are open at this time, prospective applicants are advised to directly contact the Housing and Redevelopment Authority of Cottonwood for the most current information on future openings and application procedures. It is recommended to check frequently for updates. Additionally, the Minnesota Housing Finance Agency can provide broader state-level housing resources and information.
Housing Authorities in Cottonwood
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How to Apply for Section 8 in Cottonwood
To apply for housing assistance in Cottonwood, Minnesota, submit an application directly to Housing and Redevelopment Authority of Cottonwood, the housing authority serving this area. Right now, 2 waiting lists are accepting applications — apply as soon as possible, as open enrollment periods can close with short notice. Applications are always free — never pay anyone to apply on your behalf.
Before applying, gather the following documents for all household members: government-issued photo ID, Social Security cards, birth certificates for minors, proof of income (pay stubs, tax returns, benefit statements), and proof of current address. For a family of four in this area, income must be below $50,000/year (Very Low Income threshold) to qualify for most programs. Having these ready before a waitlist opens can be the difference between getting on the list and missing the window.
Housing programs available in Cottonwood include Section 8 Housing Choice Vouchers (HCV), Public Housing, Project-Based Vouchers (PBV), RAD, Mainstream. Applying to multiple program types simultaneously improves your chances of receiving assistance. After submitting, you will be placed on the waiting list based on the date of your application and any applicable preferences (veterans, elderly, disabled, working families, or local residents).
Cottonwood, Minnesota Section 8 Income Limits
To qualify for Section 8 or Public Housing in Cottonwood, Minnesota, your household income must fall within HUD's income limits for the Lyon County, MN area. A family of four must earn less than $50,000 per year (Very Low Income) to be eligible for most programs. The area median family income is $101,500.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $21,000 | $35,000 | $56,000 |
| 2 Persons | $24,000 | $40,000 | $64,000 |
| 3 Persons | $27,000 | $45,000 | $72,000 |
| 4 Persons | $32,150 | $50,000 | $80,000 |
| 5 Persons | $37,650 | $54,000 | $86,400 |
| 6 Persons | $43,150 | $58,000 | $92,800 |
| 7 Persons | $48,650 | $62,000 | $99,200 |
| 8 Persons | $54,150 | $66,000 | $105,600 |
How do income limits affect my eligibility?
Housing authorities in Cottonwood use these income limits to determine who qualifies for rental assistance. Your total household income before taxes is compared against the limit for your household size.
Very Low Income (50% AMI) — Most Section 8 Housing Choice Vouchers and Public Housing programs require your income to be at or below this level. This is the primary eligibility threshold.
Extremely Low Income (30% AMI) — Households at this level often receive priority on waiting lists. By law, housing authorities must allocate a portion of vouchers to extremely low-income families.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and locally funded initiatives, accept applicants up to this threshold. Contact individual housing authorities below for their specific requirements.
Nearby Cities with Housing Authorities
Applying to nearby cities increases your chances of receiving assistance sooner. These cities are within 75 miles of Cottonwood and have active housing programs.