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Housing and Redevelopment Authority of Cottonwood

Cottonwood, Minnesota

Last Updated

6 hours ago

About Housing and Redevelopment Authority of Cottonwood

The Housing and Redevelopment Authority (HRA) of Cottonwood serves Cottonwood, Lyon County, Minnesota, by managing assisted housing opportunities. This authority oversees approximately 40 assisted housing units, offering support through its Housing Choice Voucher (HCV) program and its Public Housing program.

Presently, all waiting lists managed by the HRA of Cottonwood are closed to new applications. This includes both the Housing Choice Voucher program and the Public Housing program. Applicants seeking assistance should be aware that no new registrations are being accepted at this time.

For families considering future applications, it is important to note the income guidelines. For example, the Very Low Income limit for a family of four in the Lyon County, MN area is $50,000 per year. While all waiting lists are currently closed, individuals are encouraged to monitor for any announcements regarding future opening dates.

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Section 8 Housing Choice Voucher (HCV) Waitlist

Status

open

How to Apply

Phone

Accepting applications — no deadline
Open until further notice
Open Now

Additional Notes

Eligibility for Section 8 Housing Choice Vouchers is based on income, family size, and citizenship status.

Public Housing Waitlist

Status

open

How to Apply

Phone

Additional Notes

Eligibility is based on annual gross income, qualifying as elderly, a person with a disability, or as a family, and U.S. citizenship or eligible immigration status; some housing may be restricted to specific populations.

Other Programs

3 programs

These programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.

Mainstream Voucher
Pending

Mainstream Vouchers provide rental assistance specifically for non-elderly persons with disabilities. The program helps individuals transition out of institutional settings or avoid institutionalization by subsidizing housing costs in the private market.

No active waitlist information currently available. This program is monitored nightly — you'll be alerted when openings are detected.
Project-Based Voucher (PBV)
Pending

Project-Based Vouchers are tied to specific housing units rather than following the tenant. Landlords or developers partner with the housing authority to reserve units for eligible low-income families. Unlike tenant-based HCV vouchers, PBV assistance stays with the unit if the tenant moves.

No active waitlist information currently available. This program is monitored nightly — you'll be alerted when openings are detected.
Rental Assistance Demonstration (RAD)
Pending

The Rental Assistance Demonstration program converts Public Housing units to project-based assistance, allowing housing authorities to leverage private funding for property rehabilitation while preserving long-term affordability for residents.

No active waitlist information currently available. This program is monitored nightly — you'll be alerted when openings are detected.

Status History

HCV Opened 6 days ago
Public Housing Opened Apr 26, 2026
HCV Closed Mar 31, 2026
Public Housing Closed Mar 31, 2026
Public Housing unknown Feb 21, 2026
Public Housing Opened Feb 19, 2026

Official Application

Apply directly through the official Housing and Redevelopment Authority of Cottonwood portal. Applications are free — never pay anyone to apply on your behalf.

WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING

Contact Information

Address 425 Prairie St W
City Cottonwood, MN 56229
PHA Code MN098
Public Housing Units 40

Important Notices

  • Waiting lists can close without notice once a specific number of applications is reached.

  • Ensure your contact information is always up to date with the PHA to avoid being removed from the list.

How to Apply at Housing and Redevelopment Authority of Cottonwood

1

Check Current Status

Housing and Redevelopment Authority of Cottonwood currently has 2 open waiting lists (HCV, Public Housing). Application windows can close with little notice, so apply as soon as possible.

2

Gather Required Documents

For Section 8 voucher programs at Housing and Redevelopment Authority of Cottonwood, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $50,000/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.

3

Submit Your Application

Apply directly through the official Housing and Redevelopment Authority of Cottonwood portal. Applications are free — never pay to apply.

4

After You Apply

Once accepted onto the waiting list at Housing and Redevelopment Authority of Cottonwood, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Housing and Redevelopment Authority of Cottonwood manages approximately 40 assisted housing units, and wait times depend on turnover and demand in Cottonwood. You will be notified when your name reaches the top of the list for eligibility verification.

Programs at Housing and Redevelopment Authority of Cottonwood

HCV Housing Choice Voucher (Section 8) open

The Housing Choice Voucher program at Housing and Redevelopment Authority of Cottonwood provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Cottonwood. Vouchers are portable — you can take them with you if you move to a different city or state.

Public Housing Public Housing open

Public Housing units at Housing and Redevelopment Authority of Cottonwood are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Housing and Redevelopment Authority of Cottonwood manages approximately 40 Public Housing units in Cottonwood. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.

Mainstream Mainstream Voucher closed

Mainstream Vouchers at Housing and Redevelopment Authority of Cottonwood are specifically designated for non-elderly individuals with disabilities. These vouchers work like standard HCVs but are reserved for this population and often have separate, shorter waitlists.

PBV Project-Based Voucher closed

Project-Based Vouchers at Housing and Redevelopment Authority of Cottonwood are attached to specific apartment complexes or units in Cottonwood. Unlike the standard Housing Choice Voucher, PBV assistance stays with the property — not with you. However, after one year of occupancy, you may request a standard portable voucher. PBV waitlists often move faster because fewer applicants know about them.

RAD Rental Assistance Demonstration closed

The Rental Assistance Demonstration program at Housing and Redevelopment Authority of Cottonwood converts Public Housing units to project-based assistance with long-term contracts. RAD units in Cottonwood maintain the same resident protections as Public Housing while enabling capital improvements to the properties.

Frequently Asked Questions

Is applying at Housing and Redevelopment Authority of Cottonwood free?
Yes. Applying for any federally-funded housing assistance program is always free. Housing and Redevelopment Authority of Cottonwood administers 5 programs (HCV, Public Housing, Mainstream, PBV, RAD) — none of which charge an application fee. If any website or person asks you to pay money to apply, it is a scam. Always apply directly through the housing authority's official portal or in person at their office at 425 Prairie St W, Cottonwood, MN.
How long is the wait at Housing and Redevelopment Authority of Cottonwood?
Wait times at Housing and Redevelopment Authority of Cottonwood depend on demand in Cottonwood, funding levels, and your priority status. With approximately 40 assisted housing units, turnover determines how quickly the list moves. The most recent status change we tracked was on May 26, 2026 when the HCV list changed from "closed" to "open." Families with children, elderly applicants, and disabled individuals may receive priority placement. Contact Housing and Redevelopment Authority of Cottonwood directly for current estimated wait times.
Can I apply to other housing authorities while on this waitlist?
Yes. There is no limit to the number of housing authority waiting lists you can join simultaneously. There are 8 other housing authorities within 100 miles of Housing and Redevelopment Authority of Cottonwood, including Public Housing Commission of the City of Marshall (12 mi), Housing and Redevelopment Authority of Clarkfield (14 mi), Housing and Redevelopment Authority of Montevideo (24 mi). Applying to multiple PHAs in Minnesota and neighboring states is strongly recommended to increase your chances. Browse all housing authorities in Minnesota.
How do I contact Housing and Redevelopment Authority of Cottonwood?
You can reach Housing and Redevelopment Authority of Cottonwood by phone at (507) 423-6495. Their office is located at 425 Prairie St W, Cottonwood, MN 56229. You can also email them at cottonwoodhra@frontiernet.net. Office hours may vary — call ahead to confirm.
What are the income limits for Housing and Redevelopment Authority of Cottonwood?
Income limits for Housing and Redevelopment Authority of Cottonwood are set by HUD based on the Area Median Income for Lyon County, MN (currently $101,500). For a family of four, the Very Low Income limit (50% AMI) is $50,000. Most Section 8 and Public Housing programs require your household income to be at or below this level. See the full income limits table below.

Housing and Redevelopment Authority of Cottonwood Income Limits

Income limits for programs at the Housing and Redevelopment Authority of Cottonwood are based on the Area Median Income (AMI) for Lyon County, MN. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $50,000. Limits are set annually by HUD and vary by household size.

Household Size Extremely Low
30% AMI
Very Low
50% AMI
Low Income
80% AMI
1 Person $21,000 $35,000 $56,000
2 Persons $24,000 $40,000 $64,000
3 Persons $27,000 $45,000 $72,000
4 Persons $32,150 $50,000 $80,000
5 Persons $37,650 $54,000 $86,400
6 Persons $43,150 $58,000 $92,800
7 Persons $48,650 $62,000 $99,200
8 Persons $54,150 $66,000 $105,600
Source: HUD FY 2025 Income Limits Area Median Income: $101,500 Effective April 1, 2025
What do these income limits mean?

Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.

Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.

Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.