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Housing and Redevelopment Authority of Cottonwood
Cottonwood, Minnesota
Last Updated
6 hours ago
About Housing and Redevelopment Authority of Cottonwood
The Housing and Redevelopment Authority (HRA) of Cottonwood serves Cottonwood, Lyon County, Minnesota, by managing assisted housing opportunities. This authority oversees approximately 40 assisted housing units, offering support through its Housing Choice Voucher (HCV) program and its Public Housing program.
Presently, all waiting lists managed by the HRA of Cottonwood are closed to new applications. This includes both the Housing Choice Voucher program and the Public Housing program. Applicants seeking assistance should be aware that no new registrations are being accepted at this time.
For families considering future applications, it is important to note the income guidelines. For example, the Very Low Income limit for a family of four in the Lyon County, MN area is $50,000 per year. While all waiting lists are currently closed, individuals are encouraged to monitor for any announcements regarding future opening dates.
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Section 8 Housing Choice Voucher (HCV) Waitlist
Status
open
How to Apply
Phone
Additional Notes
Eligibility for Section 8 Housing Choice Vouchers is based on income, family size, and citizenship status.
Public Housing Waitlist
Status
open
How to Apply
Phone
Additional Notes
Eligibility is based on annual gross income, qualifying as elderly, a person with a disability, or as a family, and U.S. citizenship or eligible immigration status; some housing may be restricted to specific populations.
Other Programs
3 programsThese programs are administered by this housing authority but do not have active waitlist openings at this time. Statuses are verified nightly and subscribers will be notified when changes are detected.
Mainstream Vouchers provide rental assistance specifically for non-elderly persons with disabilities. The program helps individuals transition out of institutional settings or avoid institutionalization by subsidizing housing costs in the private market.
Project-Based Vouchers are tied to specific housing units rather than following the tenant. Landlords or developers partner with the housing authority to reserve units for eligible low-income families. Unlike tenant-based HCV vouchers, PBV assistance stays with the unit if the tenant moves.
The Rental Assistance Demonstration program converts Public Housing units to project-based assistance, allowing housing authorities to leverage private funding for property rehabilitation while preserving long-term affordability for residents.
Status History
Official Application
Apply directly through the official Housing and Redevelopment Authority of Cottonwood portal. Applications are free — never pay anyone to apply on your behalf.
WARNING: DO NOT PAY ANYONE TO APPLY FOR HOUSING
Contact Information
Important Notices
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Waiting lists can close without notice once a specific number of applications is reached.
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Ensure your contact information is always up to date with the PHA to avoid being removed from the list.
How to Apply at Housing and Redevelopment Authority of Cottonwood
Check Current Status
Housing and Redevelopment Authority of Cottonwood currently has 2 open waiting lists (HCV, Public Housing). Application windows can close with little notice, so apply as soon as possible.
Gather Required Documents
For Section 8 voucher programs at Housing and Redevelopment Authority of Cottonwood, you will typically need: government-issued photo ID for all adult household members, Social Security cards for all members, birth certificates for minors, proof of income (pay stubs, tax returns, benefit letters), and proof of current address. For a family of four, income must be below $50,000/year to qualify in this area. Having these ready before the waitlist opens can make the difference between getting on the list and missing the window.
Submit Your Application
Apply directly through the official Housing and Redevelopment Authority of Cottonwood portal. Applications are free — never pay to apply.
After You Apply
Once accepted onto the waiting list at Housing and Redevelopment Authority of Cottonwood, keep your contact information updated. Most housing authorities will remove applicants who cannot be reached. Housing and Redevelopment Authority of Cottonwood manages approximately 40 assisted housing units, and wait times depend on turnover and demand in Cottonwood. You will be notified when your name reaches the top of the list for eligibility verification.
Programs at Housing and Redevelopment Authority of Cottonwood
HCV Housing Choice Voucher (Section 8) open
The Housing Choice Voucher program at Housing and Redevelopment Authority of Cottonwood provides rental assistance that allows you to choose any privately-owned rental unit that meets program requirements. You pay approximately 30% of your adjusted monthly income toward rent, and the voucher covers the remainder up to the Fair Market Rent for Cottonwood. Vouchers are portable — you can take them with you if you move to a different city or state.
Public Housing Public Housing open
Public Housing units at Housing and Redevelopment Authority of Cottonwood are owned and operated directly by the housing authority. Rent is set at 30% of your adjusted monthly income. Housing and Redevelopment Authority of Cottonwood manages approximately 40 Public Housing units in Cottonwood. You may request a transfer to other Public Housing developments but cannot use this benefit at private rental properties.
Mainstream Mainstream Voucher closed
Mainstream Vouchers at Housing and Redevelopment Authority of Cottonwood are specifically designated for non-elderly individuals with disabilities. These vouchers work like standard HCVs but are reserved for this population and often have separate, shorter waitlists.
PBV Project-Based Voucher closed
Project-Based Vouchers at Housing and Redevelopment Authority of Cottonwood are attached to specific apartment complexes or units in Cottonwood. Unlike the standard Housing Choice Voucher, PBV assistance stays with the property — not with you. However, after one year of occupancy, you may request a standard portable voucher. PBV waitlists often move faster because fewer applicants know about them.
RAD Rental Assistance Demonstration closed
The Rental Assistance Demonstration program at Housing and Redevelopment Authority of Cottonwood converts Public Housing units to project-based assistance with long-term contracts. RAD units in Cottonwood maintain the same resident protections as Public Housing while enabling capital improvements to the properties.
Frequently Asked Questions
Is applying at Housing and Redevelopment Authority of Cottonwood free?
How long is the wait at Housing and Redevelopment Authority of Cottonwood?
Can I apply to other housing authorities while on this waitlist?
How do I contact Housing and Redevelopment Authority of Cottonwood?
What are the income limits for Housing and Redevelopment Authority of Cottonwood?
Housing and Redevelopment Authority of Cottonwood Income Limits
Income limits for programs at the Housing and Redevelopment Authority of Cottonwood are based on the Area Median Income (AMI) for Lyon County, MN. For a household of four, the current limit for Section 8 eligibility (Very Low Income) is $50,000. Limits are set annually by HUD and vary by household size.
| Household Size | Extremely Low 30% AMI |
Very Low 50% AMI |
Low Income 80% AMI |
|---|---|---|---|
| 1 Person | $21,000 | $35,000 | $56,000 |
| 2 Persons | $24,000 | $40,000 | $64,000 |
| 3 Persons | $27,000 | $45,000 | $72,000 |
| 4 Persons | $32,150 | $50,000 | $80,000 |
| 5 Persons | $37,650 | $54,000 | $86,400 |
| 6 Persons | $43,150 | $58,000 | $92,800 |
| 7 Persons | $48,650 | $62,000 | $99,200 |
| 8 Persons | $54,150 | $66,000 | $105,600 |
What do these income limits mean?
Extremely Low Income (30% AMI) — Households earning at or below 30% of the Area Median Income. This is the threshold for the lowest-income tier of assistance. Many housing authorities give preference to applicants at this level.
Very Low Income (50% AMI) — The standard eligibility threshold for Section 8 Housing Choice Vouchers and most Public Housing programs. Your household income must be at or below this limit to qualify.
Low Income (80% AMI) — Some programs, including Project-Based Vouchers and certain local initiatives, use this higher threshold. Check with this housing authority for specific program requirements.
Nearby Housing Authorities
Applying to multiple housing authorities increases your chances of receiving assistance. These PHAs are closest to Housing and Redevelopment Authority of Cottonwood — including across state lines.